Legacy Planning
for the Next Generation
What you have built, passed on in the shape you intended rather than the shape your paperwork currently describes.
English · Español
What a plan covers
The Key Pieces of a Legacy Plan.
Wealth transfer, funding for the next generation, asset protection, and charitable giving. These are the four areas we work through together.
-
Wealth & Tax Transfer
Which accounts pass by designation, which are taxed on the way out, and the order they are drawn down in, so more of what you transfer reaches the people you chose.
-
Multi-Generational Funding
Education and starting capital for grandchildren, with you deciding who holds control and for how long, funded without straining your own retirement.
-
Family Asset Protection
What extended care costs in this area, which of your assets are exposed to it, and how the family home is held. Arranged well before it becomes urgent.
-
Charitable Impact
Support for Chattanooga causes during your lifetime or through your estate, with the tax treatment of each weighed, and your family able to see what you valued.
How the work goes
How We Build Your Legacy Plan.
It is the accounts passing outside the will that need the attention.
-
Take Inventory
What You Own, and How It Is Titled
-
Check the Designations
Who Each Account Passes to Today
-
Account for Care Costs
What Extended Care Would Draw On
-
Structure the Transfer
The Order, and the Tax Position of Each
-
Fund the Next Generation
In Your Lifetime, or Through the Estate
-
Review as the Family Changes
A Marriage, a Birth, a Loss, a Sale
Before you book
Legacy Planning Questions, Answered.
What happens in a first legacy conversation?
We spend it on the documents already in force rather than on anything that might be added later. You come away with a plain statement of where each asset would go if nothing changed, and a short note of which of those no longer match what you would choose today. Most families find at least one.
Do I need a large estate for this to be worth doing?
No. Titling and beneficiary designations decide where things land regardless of the totals involved. A modest estate sent through probate can still take months to settle and reduce what eventually reaches the family.
I already have a will. Is there anything left to review?
Usually, yes. A will does not govern accounts that pass by beneficiary designation, and retirement accounts and life insurance policies are the two that most often contradict the will sitting in the drawer. This is a review rather than a rewrite. Where a legal document itself needs to change, your attorney makes that change and I work alongside them.
Will I be asked to decide anything in the first meeting?
No. The first conversation produces a picture of where things currently stand and nothing further. Any change to a document or a designation happens later, on your timeline, once you have had the chance to talk it through with your family.
Can we meet in Spanish?
Yes. Legacy conversations often include a spouse or adult children, and each person can take part in whichever of the two languages they are most comfortable in.
Do you work with families outside Chattanooga?
Yes. Alongside Chattanooga I work with families in Hixson, Signal Mountain, East Ridge, Red Bank, Ooltewah, and Fort Oglethorpe. Meetings are held online, which also helps when the family is spread across more than one state.
Get Started
Book a Legacy Planning Consultation.
An hour, in English or Español, spent on what your documents say today rather than what you assume they say.
Prefer a separate page? Open the booking page.